Navigating the world of mortgage protection in Ireland can sometimes feel like a daunting task, especially with the costs involved. Mortgage protection life insurance is designed to pay off your mortgage if you pass away before it’s fully repaid. This can offer peace of mind knowing that your loved...
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The proposed auto-enrolment pension scheme is aimed at increasing participation in pension funding within the private sector workforce. Its primary objective is to ensure that all workers have access to a workplace pension, complementing the basic state pension. Currently, only about 35% of the private sector workforce actively contributes...
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Taking control of your finances begins with creating a personal budget – a powerful tool that enables you to track your income and expenses, identify potential areas for saving, and prioritise your financial goals. With the guidance of Considine Financial Planning, we will empower you to navigate the budgeting...
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Need to reduce your tax bill? If you feel you are paying too much tax, the good news is that you can claim tax relief (and a potential refund) from the Income Tax you paid in 2022/23. Tax Relief is available at your higher tax rate (40% tax relief...
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Retirement should be a time of relaxation and enjoyment, an opportunity to reap the rewards of years of hard work, dedication, and prudent financial management. However, achieving financial security for your retirement years isn’t an automatic process. It requires meticulous planning, disciplined saving, and the foresight to envision and...
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Commencing January 1st, 2023, substantial transformations have unfolded within the realm of Personal Retirement Savings Accounts (PRSAs), yielding significant benefits for both employers and employees. These revisions have ushered in fresh prospects for pension contributions and tax optimisation. ALTERATIONS IN EMPLOYER CONTRIBUTIONS Preceding January 1st, 2023: Starting January 1st,...
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Purchasing a home is often one of the most significant investments a person makes in their lifetime, fulfilling the dream of homeownership and providing a stable environment for their family. However, life can be unpredictable, and it’s essential to take necessary precautions to safeguard your home and protect your...
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Inflation is a phenomenon that affects individuals and families alike, subtly eroding the purchasing power of their hard-earned money. As the cost of living increases over time, it becomes increasingly important to understand the impact of inflation on your financial plan and how best to manage and mitigate its...
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Retirement is a crucial life event that signifies the transition from a life full of dedication to work towards a future spent enjoying the fruit of one’s labor. Ensuring a comfortable and secure retired life is one of the primary goals for individuals engaging with financial and wealth management...
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At Considine Financial Planning Ltd, we’re always on the lookout for innovative solutions that enhance the financial well-being and protection of our valued clients. Today, we’re thrilled to share an exciting development in the insurance industry: Aviva’s new Life Insurance product, which offers an exceptional bonus benefit—free online GP...
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