A Personal Retirement Bond

A Personal retirement Bond (PRB) consolidates your old employer pension into a lump sum in your sole name. You can use it to take your entitlement with you when changing jobs without having to transfer to your new employer’s pension scheme.

The benefits:

◗ There’s no need to transfer to your new employer’s scheme.

◗ You choose the investment fund(s) that your money is invested in.

◗ You choose when to take your benefits – available from age 50. .

◗ Any investment growth is tax free.